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Highlight:
| Title | Description |
|---|---|
| Room Rent Limit | up to SI unless Sublimit opted for |
| ICU Daily Rent Limit | up to SI unless Sublimit opted for |
| Pre-Hospitalization Expenses | 30 Days |
| Post Hospitalization Expenses | 60 Days |
| Minimum Hospitalization Period | 24 Hrs |
| Day Care Procedure Coverage | Covered |
| Additional Cover for Critical Illness | Optional |
| Automatic Restoration of Sum Insured | 100% of the Sum Insured once in a policy year |
| Pre-Existing Disease / Illness coverage | After 2 years of continuous coverage under the policy |
| Waiting Period for New Policy | 30 days |
| Medical Screening | No medical tests will be required for insurance cover below the age of 46 years and Sum Insured up to ` 10 Lakhs |
| Free Health Checkup | The coupons would be provided to each Insured for every policy year |
| Ambulance Expenses | Rs 1500 per hospitalisation |
| Non-Allopathic Treatments | Covered |
| New Born Baby Cover | maximum period upto 91 days from the date of birth of the child, only if Maternity cover is opted. |
| Daily Hospitalization Allowance | optional |
| Donor Expenses | Reimbursement up to Rs 50,000 |
| Nursing Allowance | Covered |
| No Claim Bonus | 10% subject to maximum of 50% |